<![CDATA[Grist - Comment Feed for Japan Gets PAYD]]> Grist Comment Feed en Comment #1 by greenlagirl http://www.grist.org/article/japan-gets-payd/ Tue, 20 Dec 2005 17:02:43 -0800 http://www.grist.org/article/japan-gets-payd/1 low mileage vs. sharing?

Huh. I wonder if Japan already has car-sharing plans? As an LA girl who's not so into driving, this insurance deal totally appeals to me -- But I'd rather do Flexcar (once it expands a bit) so I don't have to worry about the maintenance and insurance bit at all --

http://greenlagirl.com/

]]> low mileage vs. sharing?

Huh. I wonder if Japan already has car-sharing plans? As an LA girl who's not so into driving, this insurance deal totally appeals to me -- But I'd rather do Flexcar (once it expands a bit) so I don't have to worry about the maintenance and insurance bit at all --

http://greenlagirl.com/

]]> Comment #2 by jdhlax http://www.grist.org/article/japan-gets-payd/ Wed, 21 Dec 2005 14:52:33 -0800 http://www.grist.org/article/japan-gets-payd/2 What About High Mileage Drivers

I'm all for charging people more if they drive more (anything to discourage driving), but why would someone who drives a lot sign up for that type of insurance?

Jeff Hoffman

]]> What About High Mileage Drivers

I'm all for charging people more if they drive more (anything to discourage driving), but why would someone who drives a lot sign up for that type of insurance?

Jeff Hoffman

]]> Comment #3 by Clark Williams-Derry http://www.grist.org/article/japan-gets-payd/ Fri, 23 Dec 2005 06:12:20 -0800 http://www.grist.org/article/japan-gets-payd/3 RE: [new] What About High Mileage Drivers

Jeff...

Great question.  They won't.  Low mileage drivers will, though. So companies that still offer all-you-can-drive plans will have to start raising their rates, because their pool of potential insurees will have a higher crash risk on average.  

So high-mileage drivers still wind up paying something approximating their appropriate share of risk, even if they don't sign up for mileage based insurance.

]]> RE: [new] What About High Mileage Drivers

Jeff...

Great question.  They won't.  Low mileage drivers will, though. So companies that still offer all-you-can-drive plans will have to start raising their rates, because their pool of potential insurees will have a higher crash risk on average.  

So high-mileage drivers still wind up paying something approximating their appropriate share of risk, even if they don't sign up for mileage based insurance.

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